Financial Planning


A Roadmap for Wherever Life Takes You

Red Clover offers financial planning to meet your specific needs. By focusing on education and explaining the important details, we empower you with a plan and, more importantly, a realistic way to carry it out. We know that happiness-driven, dynamic plans are a self-fulfilling prophecy—because they are authentic and achievable, you reach milestones and stay motivated.

Your financial plan can address one or more of the following aspects:

  • Cash flow analysis and recommendations
  • Financial goal setting
  • Investment planning
  • Education planning
  • Retirement planning
  • Major purchases, such as buying a home
  • Life decisions, such as considering a move or job change
  • Retirement income planning
  • Pension options
  • Stock option planning
  • Social Security planning
  • Insurance needs analysis

The Planning Process

We begin every client relationship with a series of meetings that allows us to get to know each other and understand your motivation, priorities, and personality. We’ll ask a lot of questions and review your financial documents. We’ll also talk about your dreams, your family, your lifestyle, and your bucket list.

Getting to know you allows your Red Clover advisor to provide you with options to reach your goals. Together, we determine what works best and finalize a customized action plan. Your Red Clover advisor actively monitors your situation with regular checkups and is available to help you weigh key decisions.


Some clients only need help planning one or two financial goals. Others want help with their entire financial picture. That's why we offer our financial planning services at a rate of $200 per hour.