Our fee-based investment management services focus on you and your tailored portfolio. Together we create a strategy that considers your individual needs, time horizon, and investment objectives. Once a portfolio is in place, we continue to monitor and adjust for market conditions, life events, and changing goals.
For clients that utilize our investment management services, we include some financial planning work as part of the assets under management fee. The number of financial planning hours varies with the number of assets you have under our management.
Working with Red Clover includes:
Investment Policy Statement
eMoney Portal to view all your accounts in one place
Quarterly Performance Reports
Annual Performance Review and Financial Plan check in—via an in-person, phone, or web video meeting
Financial Planning advice—via an in-person, phone, or web video meeting
Investment management fees for portfolios over $1,000,000.00 are capped at $10,000.00.
Working With You
We begin every client relationship with a series of meetings which allows us to get to know each other and understand your motivation, priorities, and personality. These meetings include data gathering, with lots of questions and a review of financial documents, followed by recommendations and options. The goal is to create a strong, sustainable portfolio as well as an enduring partnership for wealth building.
We use technology to keep you aware and involved—wherever life takes you. You can link your investment, retirement, banking and credit card accounts to one portal for a big-picture view. Plus, your Red Clover advisor actively monitors your portfolio accounts, checks in with you on a regular basis, and is available to help you weigh key decisions.
Understanding your risk number
Red Clover uses Riskalyze, a cutting-edge technology that identifies your acceptable levels of risk and reward, to ensure that your portfolio defines your investment goals and expectations. Take the 5-minute assessment to pinpoint your Risk Number.